Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Imagine: You open your credit card app to check the state of your finances, only to find ...

A negative balance can look alarming, but it usually means **you paid more than you owed** or received a **refund** after ...

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Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

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You may see a negative credit card balance if you overpaid your bill, obtained a statement credit or received a refund. Many or all of the products on this page are from partners who compensate us ...

Dia Adams is a noted family travel expert and a real-life Mom of two teens in the DC Metro area. She has visited over 45 countries and lived in Thailand, China, and Ireland (where her son was born).

If you have a negative credit card balance, don't panic. It usually means that your card issuer owes you money. Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis ...