Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

There's no way to entirely avoid paying income taxes when you convert a traditional IRA into a Roth account. However, with ...

I encourage many clients to view their Roth account not as a retirement income source but instead as a multigenerational ...

Roughly 70 million workers actively participate in 401(k) retirement plans, and those plans now hold $10.1 trillion in assets ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA can be converted to a Roth IRA as long as you pay income tax on the converted ...

Investors who converted at April's lows and held SPY captured the full rebound to $748 entirely tax-free inside their Roth accounts. When your IRA drops from $100,000 to $80,000, converting locks in ...

With the economy in the doldrums, smart investors can still give their retirement portfolios a boost by staying on top of the tax laws. The IRS is allowing savers a one-time perk if they convert a pre ...

There are plenty of reasons to consider a Roth conversion ahead of or in the early stages of retirement. With a Roth conversion, you move money from a traditional IRA or 401(k) into a Roth IRA. The ...

This backdoor Roth 401(k) loophole lets high earners contribute to Roth plans and enjoy tax-free withdrawals when they retire ...

Yes, so long as you qualify to make a Roth IRA contribution Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who ...