A new study from the Employee Benefit Research Institute (EBRI) finds the percentage of all private-sector establishments offering at least one self-insured health plan has recently fallen--however ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Value-based care models demonstrate success in aligning stakeholders with cost and quality goals, achieving significant savings. Employer-sponsored insurance market faces challenges due to misaligned ...

Consultants and health plan startups are redefining health coverage by creating innovative self-funded solutions that tackle rising costs and gaps in traditional plans. These new models combine ...

At a time when the average cost of a family health plan is nearly $27,000, many companies are seeking ways to get rising health insurance costs under control. The rampant increase in premiums has ...

In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...

In 2011, roughly 58.5 percent of workers with health coverage were in private sector self-insured health plans — a significant jump from 40.9 percent in 1998, according to a study from the Employee ...

U.S. employer health care costs are projected to rise 9.5% in 2026, exceeding $17,000 per employee, the global professional services firm AON recently reported. This marks the third consecutive year ...

For decades, fully insured health plans have been the comfortable choice. They are familiar. Predictable. Easy to explain. When a plan sponsor renews with the same carrier year after year, there's a ...

The nondiscrimination requirements set forth in IRC Section 105(h) apply to self-insured health benefits, although the IRS announced in Notice 2011-1 on December 22, 2010, that compliance with ...

Self-insured health insurance means the employer pays employees' health claims with their own money. Self-insured health plans are regulated at the federal level under ERISA, not by state laws. Most ...