Refinancing could lower your payments, but the process — and timing — can play a big role in how much you save.

Sweeping reforms taking effect in July 2026 will reshape repayment plans, borrowing limits, and borrower protections, making ...

Payments still due and loan servicers remain open, collection activity will still happen. IDR applications will still be processed. Pell Grants and Direct Loans will continue to be disbursed, but ...

Thousands of borrowers applied to enroll their student loans in the new Repayment Assistance Plan within the first 24 hours ...

A popular (and generous) repayment plan ends, two new plans begin and many borrowers will see new loan limits.

The Repayment Assistance Plan (RAP) goes into effect July 1, 2026. Learn who is eligible, and how switching plans will affect your payments.

Once you reach the necessary years of employment and number of payments, the government discharges your eligible federal ...

Only defaulted federal student loans put your tax refund at risk, not delinquent or private student loans. You have 65 days from the notice to stop it with payment arrangements or a valid objection.

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. FG Trade / Getty Images The "One ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. The Education Department is aggressively promoting its new ...