Debt relief promises a fresh start, but the fine print actually determines how much debt disappears in the process.

In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the nation ...

U.S. household debt hit a record $18.8 trillion in 2025, according to the New York Fed, fueld by increases in mortgage, ...

In times of economic uncertainty, strategic use of credit cards is essential for consumers to manage debt and protect their finances.

Follow this chart to see whether a credit counselor, a debt relief company, or a DIY approach is right for you.

When it comes to getting debt-free, the right strategy can make all the difference. There are a lot of potential tools and resources that could help you take control of your finances and find debt ...

See how settlement fees and monthly costs compare across top-rated debt relief companies. Forbes Advisor collects consumer ...

Members of the editorial and news staff of the Los Angeles magazine and the Engine Vision Media Network were not involved in the creation of this content. Millions of Americans are burdened by credit ...

If you find yourself spending your final days of 2025 compiling your financial resolutions for the new year, you're likely not alone. With inflation rising in recent reports, unemployment at its ...

A credit card hardship program usually costs less for temporary financial challenges such as job loss. Debt management plans can reduce interest charges across multiple accounts, but require monthly ...

Many debt settlement firms charge high fees and harm credit. Learn how residents can negotiate and use nonprofit counseling to regain financial stability. Joe Raedle Getty Images I have a ringside ...

Finding the right credit card would be much easier if consumers could know ahead of time which ones they would and wouldn’t be approved for. But getting approved relies on in-depth consumer ...