When your pension matures, there are multiple distribution options that you can choose from. Unfortunately, many of these distribution methods result in a tax liability that reduces your payout.

Recently, the IRS released a revenue ruling announcing that it would not amend the required minimum distribution (RMD) rules in such a way as to prohibit pension plans sponsors from offering a lump ...

Aging hippies who once fretted about the bad brown acid going around at Woodstock should now be on the alert for another, potentially treacherous, type of LSD — lump-sum distributions. Processing ...

Monthly pension payments are a fixed dollar amount. They begin at retirement and last until a retiree's death. Some plans offer a survivor's benefit for a living spouse. A lump sum distribution is a ...

Many traditional defined benefit plans, such as final average pay plans, offer a lump sum distribution as an optional form of benefit. The amount of the lump sum distribution is sensitive to the ...

If you’ve got a pension plan, such as a 401(k) or an IRA, and you’d like to access the vehicle’s funds, you can typically choose between monthly distributions, a lump sum payment or an annuity. The ...

I am a non-resident alien working in Oregon U.S.A. My assignment in the US will end at the end of 2007 and I will retire and return to Canada at that time. I plan to take a lump sum distribution from ...

“Ideally, we are looking for a guaranteed return with minimal risk.” ...

Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...